:root{
      --theme:#0B3D91;
      --template-theme:{主题色};
      --theme-dark:#07285f;
      --theme-soft:#eaf1ff;
      --ink:#111827;
      --muted:#64748b;
      --line:#dbe3ef;
      --surface:#ffffff;
      --surface-alt:#f5f8fc;
      --green:#19c37d;
      --amber:#f5a623;
      --danger:#dc5a5a;
      --shadow:0 18px 50px rgba(15,23,42,.10);
      --radius:18px;
      --container:1200px;
    }

    *{box-sizing:border-box}
    html{scroll-behavior:smooth}
    body{
      margin:0;
      color:var(--ink);
      background:#fff;
      font-family:-apple-system,BlinkMacSystemFont,"Segoe UI","Noto Sans TC","Microsoft JhengHei",sans-serif;
      line-height:1.65;
    }
    body.drawer-lock{overflow:hidden}
    img{display:block;max-width:100%}
    a{color:inherit;text-decoration:none}
    button,input{font:inherit}
    button{cursor:pointer}
    .container{width:min(calc(100% - 40px),var(--container));margin:0 auto}
    .skip-link{
      position:fixed;
      top:10px;
      left:10px;
      z-index:2000;
      padding:10px 16px;
      color:#fff;
      background:var(--theme);
      border-radius:8px;
      transform:translateY(-160%);
      transition:transform .2s ease;
    }
    .skip-link:focus{transform:translateY(0)}

    .topbar{
      position:relative;
      z-index:80;
      color:#dce8ff;
      background:#07162f;
      font-size:13px;
    }
    .topbar-inner{
      min-height:34px;
      display:flex;
      align-items:center;
      justify-content:space-between;
      gap:24px;
    }
    .topbar-contact{display:flex;align-items:center;gap:22px}
    .topbar a:hover{color:#fff}

    .header{
      position:sticky;
      top:0;
      z-index:70;
      background:rgba(255,255,255,.97);
      border-bottom:1px solid rgba(219,227,239,.95);
      backdrop-filter:blur(15px);
    }
    .header-inner{
      min-height:76px;
      display:flex;
      align-items:center;
      gap:24px;
    }
    .logo{
      flex:0 0 auto;
      display:inline-flex;
      align-items:center;
      gap:10px;
      color:#0b1f44;
      font-weight:900;
      letter-spacing:.01em;
    }
    .logo img{
      width:38px;
      height:38px;
      object-fit:contain;
      border-radius:8px;
    }
    .main-nav{min-width:0;flex:1;align-self:stretch}
    .nav-list{
      height:100%;
      margin:0;
      padding:0;
      display:flex;
      align-items:stretch;
      justify-content:center;
      list-style:none;
    }
    .nav-item{position:relative;display:flex;align-items:center}
    .nav-link{
      height:100%;
      padding:0 13px;
      display:flex;
      align-items:center;
      color:#26364d;
      font-size:14px;
      font-weight:700;
      white-space:nowrap;
      border-bottom:3px solid transparent;
    }
    .nav-link:hover,
    .nav-item:focus-within>.nav-link{
      color:var(--theme);
      border-bottom-color:var(--theme);
    }
    .has-panel>.nav-link::after{
      content:"";
      width:6px;
      height:6px;
      margin:0 0 4px 7px;
      border-right:1.5px solid currentColor;
      border-bottom:1.5px solid currentColor;
      transform:rotate(45deg);
    }
    .dropdown-panel,
    .mega-menu{
      position:absolute;
      top:100%;
      z-index:100;
      visibility:hidden;
      opacity:0;
      pointer-events:none;
      transform:translateY(8px);
      transition:opacity .18s ease,transform .18s ease,visibility .18s;
      background:#fff;
      border:1px solid var(--line);
      border-radius:0 0 18px 18px;
      box-shadow:0 24px 60px rgba(15,23,42,.16);
    }
    .dropdown-panel::before,
    .mega-menu::before{
      content:"";
      position:absolute;
      right:0;
      bottom:100%;
      left:0;
      height:8px;
    }
    .nav-item:hover>.dropdown-panel,
    .nav-item:focus-within>.dropdown-panel,
    .nav-item:hover>.mega-menu,
    .nav-item:focus-within>.mega-menu{
      visibility:visible;
      opacity:1;
      pointer-events:auto;
      transform:translateY(0);
    }
    .dropdown-panel{
      left:0;
      width:320px;
      padding:18px;
    }
    .dropdown-title,
    .mega-title{
      margin:0;
      color:#10254b;
      font-weight:900;
    }
    .dropdown-article{
      display:block;
      padding:10px 0;
      color:#46566d;
      font-size:14px;
      border-bottom:1px solid #edf1f6;
    }
    .dropdown-article:hover{color:var(--theme)}
    .panel-entry{
      display:inline-block;
      margin-top:14px;
      color:var(--theme);
      font-weight:800;
    }
    .mega-menu{
      left:50%;
      width:min(920px,calc(100vw - 48px));
      padding:20px;
      transform:translate(-50%,8px);
    }
    .nav-item:hover>.mega-menu,
    .nav-item:focus-within>.mega-menu{transform:translate(-50%,0)}
    .nav-item:nth-last-child(-n+3) .mega-menu{
      right:-150px;
      left:auto;
      transform:translateY(8px);
    }
    .nav-item:nth-last-child(-n+3):hover>.mega-menu,
    .nav-item:nth-last-child(-n+3):focus-within>.mega-menu{transform:translateY(0)}
    .mega-head{
      margin-bottom:16px;
      padding-bottom:13px;
      display:flex;
      align-items:center;
      justify-content:space-between;
      gap:20px;
      border-bottom:1px solid var(--line);
    }
    .mega-head a{color:var(--theme);font-size:14px;font-weight:800}
    .mega-head span{color:var(--muted);font-size:13px}
    .mega-grid{
      display:grid;
      grid-template-columns:repeat(3,minmax(0,1fr));
      gap:10px;
    }
    .mega-card{
      min-width:0;
      padding:13px;
      color:#344258;
      background:#f7f9fc;
      border:1px solid transparent;
      border-radius:12px;
      font-size:13px;
      transition:.18s ease;
    }
    .mega-card:hover{
      color:var(--theme);
      background:#fff;
      border-color:#cdd9eb;
      transform:translateY(-2px);
    }
    .mega-card p{
      margin:7px 0 0;
      color:#6b788c;
      display:-webkit-box;
      overflow:hidden;
      -webkit-box-orient:vertical;
      -webkit-line-clamp:2;
    }
    .broker-mini-head,
    .tool-mini-head{
      display:flex;
      align-items:center;
      gap:9px;
    }
    .broker-mini-head img,
    .tool-mini-head img{
      width:32px;
      height:32px;
      object-fit:contain;
      border-radius:8px;
      background:#fff;
    }
    .mini-meta{
      margin-top:10px;
      display:grid;
      grid-template-columns:1fr 1fr;
      gap:4px 8px;
      color:#68758a;
      font-size:11px;
    }
    .category-chips{
      margin:-3px 0 15px;
      display:flex;
      flex-wrap:wrap;
      gap:7px;
    }
    .category-chips a{
      padding:6px 10px;
      color:#46566d;
      background:#eef3fa;
      border-radius:999px;
      font-size:12px;
    }
    .category-chips a:hover{color:#fff;background:var(--theme)}
    .video-mini{
      display:grid;
      grid-template-columns:72px minmax(0,1fr);
      gap:11px;
    }
    .video-mini>img{
      width:72px;
      height:58px;
      object-fit:cover;
      border-radius:8px;
    }
    .video-mini strong{display:block;line-height:1.4}
    .duration{display:block;margin-top:4px;color:#718096;font-size:11px}
    .header-btns{
      flex:0 0 auto;
      display:flex;
      align-items:center;
      gap:10px;
      font-size:14px;
      white-space:nowrap;
    }
    .header-btns>span{color:var(--theme);font-weight:800}
    .open-account{
      padding:9px 16px;
      color:#fff;
      background:var(--theme);
      border-radius:9px;
      font-weight:800;
      box-shadow:0 8px 18px rgba(11,61,145,.22);
    }
    .open-account:hover{background:var(--theme-dark)}
    .hamburger{
      width:42px;
      height:42px;
      padding:0;
      display:none;
      align-items:center;
      justify-content:center;
      flex-direction:column;
      gap:5px;
      background:#fff;
      border:1px solid var(--line);
      border-radius:10px;
    }
    .hamburger span{
      width:20px;
      height:2px;
      background:#17243b;
      transition:.2s ease;
    }
    .hamburger.active span:nth-child(1){transform:translateY(7px) rotate(45deg)}
    .hamburger.active span:nth-child(2){opacity:0}
    .hamburger.active span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

    .drawer-overlay{
      position:fixed;
      inset:0;
      z-index:110;
      visibility:hidden;
      opacity:0;
      background:rgba(3,12,28,.58);
      transition:.25s ease;
    }
    .drawer-overlay.open{visibility:visible;opacity:1}
    .mobile-drawer{
      position:fixed;
      top:0;
      right:0;
      z-index:120;
      width:min(390px,92vw);
      height:100dvh;
      visibility:hidden;
      overflow-y:auto;
      background:#fff;
      box-shadow:-20px 0 60px rgba(15,23,42,.2);
      transform:translateX(102%);
      transition:.28s ease;
    }
    .mobile-drawer.open{visibility:visible;transform:translateX(0)}
    .drawer-head{
      min-height:72px;
      padding:14px 18px;
      display:flex;
      align-items:center;
      gap:12px;
      color:#fff;
      background:#07162f;
    }
    .drawer-head>span{font-weight:800}
    .drawer-head>a{
      margin-left:auto;
      padding:7px 13px;
      color:#07162f;
      background:#fff;
      border-radius:8px;
      font-weight:800;
    }
    .drawer-close{
      width:38px;
      height:38px;
      padding:0;
      color:#fff;
      background:transparent;
      border:1px solid rgba(255,255,255,.3);
      border-radius:9px;
      font-size:27px;
      line-height:1;
    }
    .drawer-menu{padding:12px 18px 30px}
    .drawer-link,
    .drawer-toggle{
      width:100%;
      min-height:50px;
      padding:12px 4px;
      display:flex;
      align-items:center;
      color:#17243b;
      background:transparent;
      border:0;
      border-bottom:1px solid #e8edf4;
      font-weight:800;
      text-align:left;
    }
    .drawer-toggle::after{
      content:"+";
      margin-left:auto;
      color:var(--theme);
      font-size:20px;
    }
    .drawer-toggle.active::after{content:"−"}
    .drawer-submenu{
      max-height:0;
      overflow:hidden;
      padding:0 12px;
      background:#f6f8fc;
      border-radius:0 0 10px 10px;
      transition:max-height .3s ease;
    }
    .drawer-submenu.open{max-height:650px}
    .drawer-submenu a{
      display:block;
      padding:10px 4px;
      color:#536177;
      border-bottom:1px solid #e4eaf2;
      font-size:14px;
    }
    .drawer-submenu a:last-child{border-bottom:0}

    .tools-page{
      min-height:600px;
      background:var(--surface-alt);
    }
    .tools-page .tools-hero{
      position:relative;
      overflow:hidden;
      padding:78px 0 64px;
      color:#fff;
      background:
        radial-gradient(circle at 80% 18%,rgba(25,195,125,.18),transparent 27%),
        radial-gradient(circle at 16% 90%,rgba(245,166,35,.13),transparent 28%),
        linear-gradient(135deg,#06142c 0%,#092557 56%,#0b3d91 100%);
    }
    .tools-page .tools-hero::before{
      content:"";
      position:absolute;
      inset:0;
      opacity:.2;
      background-image:
        linear-gradient(rgba(255,255,255,.08) 1px,transparent 1px),
        linear-gradient(90deg,rgba(255,255,255,.08) 1px,transparent 1px);
      background-size:34px 34px;
      mask-image:linear-gradient(to bottom,#000,transparent);
    }
    .tools-page .hero-inner{position:relative;z-index:1;text-align:center}
    .tools-page .eyebrow{
      margin:0 0 13px;
      color:#79e7b8;
      font-size:13px;
      font-weight:900;
      letter-spacing:.16em;
    }
    .tools-page h1{
      max-width:850px;
      margin:0 auto;
      font-size:clamp(36px,6vw,66px);
      line-height:1.08;
      letter-spacing:-.045em;
    }
    .tools-page .hero-lead{
      max-width:720px;
      margin:22px auto 0;
      color:#d4e1f7;
      font-size:18px;
    }
    .tools-page .hero-status{
      margin:28px auto 0;
      display:flex;
      flex-wrap:wrap;
      align-items:center;
      justify-content:center;
      gap:10px;
    }
    .tools-page .status-pill{
      padding:8px 13px;
      color:#dce8fa;
      background:rgba(4,18,43,.48);
      border:1px solid rgba(255,255,255,.17);
      border-radius:999px;
      font-size:13px;
      backdrop-filter:blur(8px);
    }
    .tools-page .status-pill strong{color:#fff}
    .tools-page .status-dot{
      width:8px;
      height:8px;
      display:inline-block;
      margin-right:7px;
      background:var(--green);
      border-radius:50%;
      box-shadow:0 0 0 5px rgba(25,195,125,.12);
    }
    .tools-page .tool-nav{
      position:relative;
      z-index:3;
      margin-top:-24px;
    }
    .tools-page .tool-nav-inner{
      padding:13px;
      display:flex;
      flex-wrap:wrap;
      justify-content:center;
      gap:8px;
      background:#fff;
      border:1px solid var(--line);
      border-radius:16px;
      box-shadow:var(--shadow);
    }
    .tools-page .tool-filter{
      padding:9px 15px;
      color:#46566d;
      background:#f3f6fa;
      border:1px solid transparent;
      border-radius:999px;
      font-weight:750;
    }
    .tools-page .tool-filter:hover,
    .tools-page .tool-filter.is-active{
      color:#fff;
      background:var(--theme);
    }
    .tools-page .tools-section{padding:76px 0}
    .tools-page .section-head{
      margin-bottom:30px;
      display:flex;
      align-items:end;
      justify-content:space-between;
      gap:30px;
    }
    .tools-page .section-kicker{
      margin:0 0 7px;
      color:var(--theme);
      font-size:13px;
      font-weight:900;
      letter-spacing:.12em;
    }
    .tools-page .section-head h2{
      margin:0;
      color:#102044;
      font-size:clamp(27px,4vw,40px);
      line-height:1.2;
    }
    .tools-page .section-head>p{
      max-width:510px;
      margin:0;
      color:var(--muted);
    }
    .tools-page .tools-grid{
      display:grid;
      grid-template-columns:repeat(3,minmax(0,1fr));
      gap:20px;
    }
    .tools-page .tool-card{
      min-width:0;
      min-height:285px;
      padding:25px;
      display:flex;
      flex-direction:column;
      background:#fff;
      border:1px solid var(--line);
      border-radius:var(--radius);
      box-shadow:0 8px 24px rgba(15,23,42,.05);
      transition:transform .22s ease,border-color .22s ease,box-shadow .22s ease;
    }
    .tools-page .tool-card:hover{
      transform:translateY(-6px);
      border-color:#adc3e8;
      box-shadow:0 22px 45px rgba(11,61,145,.12);
    }
    .tools-page .tool-card-head{
      display:flex;
      align-items:center;
      justify-content:space-between;
      gap:16px;
    }
    .tools-page .tool-icon-wrap{
      width:58px;
      height:58px;
      padding:12px;
      display:grid;
      place-items:center;
      background:var(--theme-soft);
      border:1px solid #d4e1f7;
      border-radius:15px;
    }
    .tools-page .tool-icon-wrap img{
      width:34px;
      height:34px;
      object-fit:contain;
    }
    .tools-page .tool-number{
      color:#b4c0d0;
      font-size:12px;
      font-weight:900;
      letter-spacing:.12em;
    }
    .tools-page .tool-card h3{
      margin:21px 0 10px;
      color:#11254c;
      font-size:21px;
      line-height:1.35;
    }
    .tools-page .tool-card p{
      margin:0 0 22px;
      color:#68758a;
      display:-webkit-box;
      overflow:hidden;
      -webkit-box-orient:vertical;
      -webkit-line-clamp:3;
    }
    .tools-page .tool-entry{
      margin-top:auto;
      display:inline-flex;
      align-items:center;
      gap:7px;
      color:var(--theme);
      font-weight:900;
    }
    .tools-page .tool-entry::after{
      content:"→";
      transition:transform .18s ease;
    }
    .tools-page .tool-card:hover .tool-entry::after{transform:translateX(4px)}
    .tools-page .notice-panel{
      margin-top:34px;
      padding:18px 22px;
      display:flex;
      align-items:flex-start;
      gap:13px;
      color:#6d5222;
      background:#fff8e8;
      border:1px solid #f1d79c;
      border-radius:14px;
      font-size:14px;
    }
    .tools-page .notice-mark{
      flex:0 0 auto;
      width:24px;
      height:24px;
      display:grid;
      place-items:center;
      color:#fff;
      background:var(--amber);
      border-radius:50%;
      font-weight:900;
    }
    .tools-page .workflow{
      padding:78px 0;
      background:#fff;
      border-top:1px solid var(--line);
      border-bottom:1px solid var(--line);
    }
    .tools-page .workflow-head{text-align:center}
    .tools-page .workflow-head h2{
      margin:6px 0 12px;
      color:#102044;
      font-size:clamp(28px,4vw,42px);
    }
    .tools-page .workflow-head>p{
      max-width:680px;
      margin:0 auto;
      color:var(--muted);
    }
    .tools-page .workflow-grid{
      position:relative;
      margin-top:42px;
      display:grid;
      grid-template-columns:repeat(4,minmax(0,1fr));
      gap:18px;
    }
    .tools-page .workflow-grid::before{
      content:"";
      position:absolute;
      top:30px;
      right:12%;
      left:12%;
      height:2px;
      background:linear-gradient(90deg,var(--theme),var(--green));
    }
    .tools-page .workflow-card{
      position:relative;
      z-index:1;
      padding:20px;
      text-align:center;
      background:#fff;
      border:1px solid var(--line);
      border-radius:16px;
    }
    .tools-page .step-number{
      width:58px;
      height:58px;
      margin:0 auto 16px;
      display:grid;
      place-items:center;
      color:#fff;
      background:var(--theme);
      border:8px solid #eaf1ff;
      border-radius:50%;
      font-weight:900;
    }
    .tools-page .workflow-card h3{margin:0 0 7px;color:#14284e}
    .tools-page .workflow-card p{margin:0;color:var(--muted);font-size:14px}
    .tools-page .risk-section{padding:76px 0}
    .tools-page .risk-panel{
      padding:clamp(28px,5vw,54px);
      color:#fff;
      background:
        radial-gradient(circle at 95% 0,rgba(245,166,35,.18),transparent 30%),
        #07162f;
      border-radius:24px;
      box-shadow:var(--shadow);
    }
    .tools-page .risk-panel h2{
      max-width:760px;
      margin:0;
      font-size:clamp(28px,4.5vw,45px);
      line-height:1.2;
    }
    .tools-page .risk-panel>p{
      max-width:790px;
      margin:17px 0 0;
      color:#c7d4e8;
    }
    .tools-page .risk-points{
      margin-top:30px;
      display:grid;
      grid-template-columns:repeat(3,minmax(0,1fr));
      gap:14px;
    }
    .tools-page .risk-point{
      padding:17px;
      color:#d7e2f2;
      background:rgba(255,255,255,.06);
      border:1px solid rgba(255,255,255,.12);
      border-radius:13px;
    }
    .tools-page .risk-point strong{display:block;margin-bottom:5px;color:#fff}
    .tools-page .risk-point span{font-size:14px}
    .tools-page .cta-row{
      margin-top:28px;
      display:flex;
      flex-wrap:wrap;
      align-items:center;
      gap:12px;
    }
    .tools-page .primary-cta,
    .tools-page .secondary-cta{
      padding:11px 17px;
      border-radius:9px;
      font-weight:900;
    }
    .tools-page .primary-cta{color:#07162f;background:#fff}
    .tools-page .secondary-cta{color:#fff;border:1px solid rgba(255,255,255,.35)}

    .footer{color:#cbd5e1;background:#071426}
    .footer-main{padding:62px 0 42px}
    .footer-grid{
      display:grid;
      grid-template-columns:1.5fr .8fr .8fr 1fr;
      gap:42px;
    }
    .footer .logo{color:#fff}
    .footer-brand p{
      max-width:440px;
      margin:20px 0;
      color:#9eacc0;
      font-size:14px;
    }
    .footer-social{color:#fff}
    .footer h3{margin:0 0 17px;color:#fff;font-size:15px}
    .footer-links{display:grid;gap:9px}
    .footer-links a,
    .footer-contact a{color:#aebbd0}
    .footer-links a:hover,
    .footer-contact a:hover{color:#fff}
    .footer-contact p{margin:0 0 11px;color:#9eacc0;font-size:14px}
    .footer-bottom{
      color:#8d9bb0;
      border-top:1px solid rgba(255,255,255,.1);
      font-size:13px;
    }
    .footer-bottom-inner{
      min-height:58px;
      display:flex;
      align-items:center;
      justify-content:space-between;
      gap:20px;
    }

    @media (max-width:1080px){
      .main-nav{display:none}
      .hamburger{display:flex}
      .header-inner{min-height:68px}
      .header-btns{margin-left:auto}
      .tools-page .tools-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
      .footer-grid{grid-template-columns:1.2fr 1fr 1fr}
      .footer-brand{grid-column:1/-1}
    }

    @media (max-width:760px){
      .container{width:min(calc(100% - 28px),var(--container))}
      .topbar-inner{min-height:42px;align-items:flex-start;flex-direction:column;gap:2px;padding:6px 0}
      .topbar-contact{width:100%;justify-content:space-between;gap:10px}
      .header-btns>span{display:none}
      .open-account{padding:8px 12px}
      .tools-page .tools-hero{padding:58px 0 52px}
      .tools-page .hero-lead{font-size:16px}
      .tools-page .tool-nav-inner{justify-content:flex-start;flex-wrap:nowrap;overflow-x:auto}
      .tools-page .tool-filter{flex:0 0 auto}
      .tools-page .tools-section,
      .tools-page .workflow,
      .tools-page .risk-section{padding:56px 0}
      .tools-page .section-head{align-items:flex-start;flex-direction:column;gap:12px}
      .tools-page .tools-grid{grid-template-columns:1fr}
      .tools-page .tool-card{min-height:260px}
      .tools-page .workflow-grid{grid-template-columns:1fr 1fr}
      .tools-page .workflow-grid::before{display:none}
      .tools-page .risk-points{grid-template-columns:1fr}
      .footer-grid{grid-template-columns:1fr 1fr;gap:32px}
      .footer-brand{grid-column:1/-1}
      .footer-bottom-inner{padding:15px 0;align-items:flex-start;flex-direction:column;gap:4px}
    }

    @media (max-width:480px){
      .logo span{max-width:128px;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
      .topbar-contact{flex-direction:column}
      .open-account{display:none}
      .tools-page .workflow-grid{grid-template-columns:1fr}
      .footer-grid{grid-template-columns:1fr}
      .footer-brand{grid-column:auto}
    }

    @media (prefers-reduced-motion:reduce){
      html{scroll-behavior:auto}
      *,*::before,*::after{animation-duration:.01ms!important;transition-duration:.01ms!important}
    }